Search

•Contact your bank and get a pre-approval letter as well as a guaranteed interest rate (60-120 day rate hold).

•Contact your REALTOR® and get set up with an autosearch getting you and your REALTOR® familiar at what you are looking for.

•Set up a budget and a timeline for viewing properties with your REALTOR®. It is in this process that you will determine your wants from needs. You may have to give and take on some things and you may end up with something a little different from what you had in mind, but in the end you will have found the right home.

Offer

•Put in an offer on a property, always include conditions of finance and home inspection.

•Be sure to give your REALTOR®  your Lawyer/Mortgage Broker information.  direct to them when your offer is accepted. (If you don’t have a lawyer – ask us for a list of real estate lawyers)

Acceptance

(pending period)

•Once offer is accepted, initial deposit cheque is cashed and will be applied toward your down payment. You will have 5 – 10 days to satisfy conditions

•Arrange appt. with and fax purchase papers to Mortgage Broker/ Lender

•Lender will arrange for appraiser

•Arrange for home inspection, if an older home, have the sewage line tested.

•Finalize finances with bank

•Ensure all conditions are satisfactory and sign a form stating conditions are removed

 

Sold

•Give second deposit cheque (if required) once conditions are removed

•Our office will send purchase documents directly to your lawyer and mortgage broker Lawyer deals with all legal matters and ensures monies are transferred and will call you to come in and sign papers

•Arrange for all utilities to commence on your possession date.

•Reserve a moving company/truck and reserve the elevator from the management company if it is a condo purchase

•Arrange for insurance.

•Arrange for utilities hook up.

•Notify the post office of your change in address.

•Several weeks before possession, meet with your lawyer to sign the documents…bring in cash to close.

•Keys are released to you on possession day by your REALTOR® – usually around 12noon -2pm

•Enjoy your new pad!!

We have a list of real estate lawyers, mortgage brokers and home inspectors available to you at your request.

Additional “Christy’s Credentials” Articles…

 

Christy Van Dyke
Associate | REALTOR®
Your Greenview | Hillview Area Specialist
Search Homes For Sale in Greenview | Hillview 

KENNEDY Real Estate
Your Edmonton REALTOR® | Edmonton Home Stager
Call us today…780-485-3010 and GET SOLD!
Area Specialists | Lifestyle Marketing

 

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